Business bank accounts for UK residents
As part of your company formation, we offer a free referral to leading UK banks including Barclays, NatWest, and Tide, based on your business activity and eligibility. This service is exclusively available to UK residents incorporating their company through Mint.
- Tailored match based on your business activity
- Fast-track contact from the selected bank
- No referral fees, no paperwork hassle
- Approval subject to bank’s discretion
Strongly recommend
Mint referred me to Barclays based on my business type, and the entire process was efficient. No paperwork confusion — just straight to the point.
Ayesha Begum
Easy and straightforward
Mint Formations made the enitre process of setting up a company very straight-forward and easily. I could have done this myself, but for a relatively inexpensive deal, Mint took care of it for me, including reaching out to other services required, e.g. banking. Can't fault it really.
LIFE PERSPECTIVE LTD
Polite and professional
The easiest startup experience I have ever had, I paid, answered some questions, gave them my due diligence docs and whatnot, then suddenly it all happened magically and now I have a company formed and a bank account opened like magic. Its a friction free low effort process, which I appreciated.
RANKED BY ROCH LTD
Get your business banking sorted in 3 easy steps
- 1
Complete formation
Incorporate your company and select your preferred banking partner during the application process.
- 2
Instant matching
We'll recommend the best bank options based on your business type and activity.
- 3
Direct contact
Your chosen bank receives your details securely and contacts you directly to begin your account application.
Why our banking referral is perfect for new businesses
Setting up a dedicated business bank account is essential for managing your company's finances, maintaining records, and staying compliant with HMRC.
Skip the application maze
No more guessing which bank will accept your business type or navigating endless call centers—we connect you directly with the right banking specialist.
Higher success rates
Our targeted matching reduces application errors and connects you with banks most likely to approve your specific business model.
Streamlined process
From company formation to bank contact in one smooth journey, with all your details pre-qualified and ready.
Honest referrals
We won't promise what we can't deliver - banks decide approval, but we ensure you're talking to the right ones.
We help you bypass the delays and avoid rejections
Our direct banking connections give you priority access to the right specialists. While others wait in application queues or face rejection after rejection, you get fast-tracked processing and significantly higher approval chances from day one.
Frequently Asked Questions
Who is eligible for the free bank referral?
-
This service is available to UK residents who form their limited company through Mint. It is not available to non-UK residents.
Which banks do you refer clients to?
+
We refer to Barclays, Lloyds, Anna Money, Tide, Sumup, Monzo, and Cashplus, depending on your business activity, company structure, and eligibility.
How long does it take for the bank to contact me?
+
Usually within 2-4 weeks after referral. Timing may vary depending on the bank's internal processes.
Is the bank account guaranteed?
+
No. While we refer you based on your business profile, the final decision rests entirely with the bank. They may request additional documents or decline applications based on their own risk assessment.
What if I don’t get approved by the bank?
+
While we can’t influence approval, we may be able to suggest alternative banking solutions or providers depending on your situation.
Is there a fee for the referral?
+
No. The referral is completely free for UK residents as part of your company formation package with us. There's no additional cost to you for this service.
Do you help with submitting the application?
+
The bank will contact you directly with next steps. We guide you on what to expect but do not handle the bank’s internal application process.
Can I request a specific bank?
+
You may share your preference, but the final referral is based on your business type, bank eligibility, and which provider is best suited to your needs.
Do you offer other services alongside company formation and banking referral?
+
Yes. We offer registered office services, director service address, VAT registration, accounting, and ongoing UK compliance support.
